Bankruptcy Fee Schedule

We are a debt relief agency and committed to helping people file for bankruptcy relief under the Virginia Bankruptcy Code. Listed below is a chart of legal fees and associated costs for our bankruptcy legal services.

Below our fee schedule are Questions & Answers to help you to make a decision to retain our services. Please do not hesitate to contact us if you have any further questions concerning any of the areas below.

Chapter 7 – Single

Basic Attorney Fee’s Filing Fees & Other Costs Total Expected Fees and Costs Services (generally optional) at Additional Fees or Court Cost Initial
Retainer
$1,000 $336
$50 HSD
$1,386 Reaffirmation Agreements, Contested Matters, Business bankruptcy; more than 15 creditors ($3@>15)); Extra fee for out of area appearances $250

Chapter 7 – Joint Married Couple

Basic Attorney Fee’s Filing Fees & Other Costs Total Expected Fees and Costs Services (generally optional) at Additional Fees or Court Cost Initial
Retainer
$1,200 $331
$50 HSD
$1,586 Reaffirmation Agreements, Contested Matters, Business bankruptcy; more than 15 creditors ($3@>15); Extra fee for out of area appearances $250

Chapter 13

Basic Attorney Fee’s Filing Fees & Other Costs Total Expected Fees and Costs Services (generally optional) at Additional Fees or Court Cost Initial
Retainer
$3,500 – $4,500 $305 $1,000 + Costs
‘Up Front’
w/ balance financed
Reaffirmation Agreements, Contested Matters, Business bankruptcy; more than 15 creditors ($3@>15)); Extra fee for out of area appearances $250

IMPORTANT! PLEASE READ THE FOLLOWING: (click on the icon to read.)

The fees quoted above are intended for those clients who present with cases containing no unresolved issues. Please understand that the term “uncontested” is a term of art. It is the entire case that must be uncontested, not simply that both parties agree, for example, to be divorced. If your case requires more attorney time than a truly uncontested case would require, you will be billed appropriately. Your attorney will talk with you face-to-face, and frankly, about what your case likely will cost. There should never be any ‘billing surprises’ from our office.

The fees and costs quoted above are for routine cases of the type described. These fees are the total fees we actually charge in our office for the service listed. There are no intentionally “hidden” fees or costs that you will be surprised with when you come into the office. (For example, notary public or “court reporter” charges for ‘no-fault’ divorce depositions taken in our office are not “extra.”) Further there are no ‘coupons’ or other gimmicks (e.g., “$100 off”) to confuse you as to what our fees actually are.

We do not claim that we have the “cheapest” fees around (although we probably do in many areas). If you are “shopping around,” ask the attorney (or staff person) who is quoting you a lower fee about any additional charges that will be required to complete the case, or if more money will be due after the case is filed. Be wary of a quote that seems too low. Some offices have been known to quote a very low attorney’s fee, but when you actually discuss the fees face to face, the attorney tacks on “administrative” and “document preparation” or “rush” fees which you reasonably assumed were included in the telephone-quoted fees. Other attorneys quote fees so low that they simply cannot remain in business. We have been in business for over 25 years charging competitive, but reasonable, fees. We intend to remain in business for at least 25 more.

If all you need is the service described above, the amount shown above is all that you will pay. If we quote you a different fee, challenge us. If we have misled you, we will apologize, thank you for correcting us and happily perform the service for you at the fee stated above.

ADDITIONAL CAVEATS: Fees quoted presume that all parties live locally (i.e., on the Lower or Middle Peninsulas of Virginia), that we are provided an accurate address (for service of process) of the other party to the action (or that service of process is waived), and that one of the geographically local courts is the proper (and statutorily preferred) venue for the action. The fees quoted above may, nevertheless, be applicable to those living elsewhere, but that will have to be determined on a case by case basis.

Once you retain an attorney at Denbigh Law Center for a bankruptcy, you may then direct any creditors who may be calling you at home or work to our office.

If the debtor is the owner of a business, fees will be higher for the extra services required to account for the business.