We Do Not “Sell” Bankruptcies…!
We do not encourage them in the same fashion that we would encourage a client to prepare a Will. We prepare bankruptcy filings as a service to our clients who find themselves in financial distress. We always refrain from conduct that appears to be encouraging filing. A consultation on the subject of bankruptcy always includes a discussion of non-bankruptcy options. In appropriate cases, we suggest that the client contact the Peninsula Consumer Credit Counseling Service or similar non-profit credit counseling agency to see if help can be received there for free.
The decision to file bankruptcy is a serious one. It is one not to be taken lightly. In terms of life events, the decision is akin to that of purchasing a home, as opposed to purchasing a car. Its implications are long lasting. With this in mind, Denbigh Law Center has adopted a strict policy that a client may not retain the firm on the first bankruptcy consultation. The exceptions to this policy are rare, and are made only when a major item of the client’s property is subject to being taken by a creditor if immediate action is not taken.